With the rainiest month of the year less than one week away, Houstonians should start taking precautions — including purchasing flood insurance.
Some Facts About Floods in Houston
June is the rainiest month in Houston, so this is a good time to get a flood insurance policy if you don’t have one already.
According to the Harris County Flood Control District, a major flood occurs in Harris county every two years.
These floods can be particularly dangerous because they often occur in areas that were developed before regulations to limit construction in flood-prone areas were in place.
Almost every city in the state of Texas is in an area considered at high risk of flooding.
Getting flood insurance is something every Texan should consider because flood damage isn’t covered by homeowners or renters insurance policies.
Flood Insurance in Houston: What You Need To Know
Flood insurance isn’t mandated by Texas law. However, If you live in a designated flood zone, lenders require you to have flood insurance.
Flood insurance will cover your home up to $250,000. If you want to protect your belongings from damage caused by floods, you’ll need a separate policy, which offers coverage up to $100,000.
A very important fact you should keep in mind when purchasing flood insurance is that most policies kick in only after a 30-day wait period.
This means that if you plan to purchase flood insurance, you have to act now, so you get the coverage you need as soon as possible.
The cost of flood insurance varies depending on many factors such as the elevation of your home and where your home is located. The best way to find out how much you’d have to pay for this protection is to contact a dependable insurance agent with expertise in flood insurance.
To learn more about flood insurance in Houston, you can always contact the experts at BZ Insurance Services. We’ll be happy to answer all your questions and guide you with your purchase.
Looking for Flood Insurance in Houston, Texas? Contact BZ Bee!
Whether it’s floods or any other type of risks, the experts at BZ Bee insurance are always by your side to offer the dependable protection you need.
We are located in Houston, Texas, and serve clients all over the Lone Star state. To get a free quote, just contact us by email (ayalamariaeugenia@yahoo.com) or telephone (832-729-8114), or fill out the contact form on this website.
