The warm season is here, and that only means one thing: boaters all over Texas are getting ready to hit the water. With that in mind, today we bring you some ideas to save on boat insurance. Keep reading to learn more!
Consider a Diesel-Powered Craft
If you are shopping around for a boat, consider purchasing a diesel-powered craft. The reason? Since diesel engines are considered less hazardous than gasoline-powered ones, you may save when insuring your boat.
Safety Equipment Is a Smart Investment
Investing in your and your family’s safety is always a smart move. Plus, safety equipment such as coast guard-approved fire extinguishers may help you qualify for insurance discounts. Other items that may help you save include:
- Emergency beacons
- Burglar alarms
- GPS systems
- Ship-to-shore radio
Multi-Policy Discounts
If you already have insurance for your house or car, the same insurance company may be willing to offer a discount if you purchase your boat insurance from them as well.
Sail Safe, Pay Less
Responsible boaters who have no watercraft or vehicle violations on their record for the last three years (the period of time may vary depending on the carrier) may be entitled to discounts. Some tips to maintain a good boating record include:
- NEVER operate the boat under the influence of drugs or alcohol.
- Understand and observe marine laws.
- Distribute loads evenly and don’t overload.
- Pay attention to weather forecast before you sail.
Qualifying safety courses are another way to enjoy your boat with more peace of mind while paying less for your insurance. Talk with our insurance agents at BZ Bee to discover which courses help you qualify you for a discount.
Need Affordable Boat Insurance in Houston, Texas? Contact BZ Bee!
Whether you need insurance for your car, your boat, or your business, the experts at BZ Bee insurance are here to help you find the policy that makes sense for you.
We are located in Houston, Texas, and serve clients all over the Lone Star state. To get a free quote, just contact us by email (ayalamariaeugenia@yahoo.com) or telephone (832-729-8114), or fill out the contact form on this website.
