Did you know that almost every major city in Texas is in an area at high risk of flooding? That’s why purchasing Flood insurance is one of the smartest investments you can make if you live in the Lone Star State.
Flooding in Texas
Texas regularly leads the country in flood fatalities and property damage. This comes as no surprise, since most of Texas offers the ideal conditions for flash floods, even outside the so-called “flash flood alley” in central Texas.
Take Houston, for example. Until recently, severe floods were relatively rare, but they are becoming increasingly common due to a combination of factors that includes the geography of the area and the rapid growth of the city.
If you bear in mind that just one inch of water can cause $25,000 of damage to your home, then it’s easy to see why purchasing flood insurance should be at the top of your to-do list if you live in Texas.
How to Get Flood Insurance in Texas?
While flood insurance is not mandated by Texas law, your lender may require you to have flood insurance if you live in a high-risk flood area.
Remember that contrary to what some people may believe, your typical homeowners and renters insurance policies do NOT include flood coverage. You need to purchase this protection as a separate coverage.
It’s also worth keeping in mind that a flood insurance policy covers only your home; you’ll need a separate flood policy for your personal belongings.
Flood policies are provided by the federal government through the National Flood Insurance Program (NFIP) as well as some private insurers.
If you don’t have flood insurance, the best time to purchase it is now. There’s a waiting period of 30 days before your coverage takes effect, so don’t wait until a flooding is imminent.
To find the Flood Insurance policy that works for you, contact our experts at BZ Bee Insurance. We’ll be happy to help you make sense of your options and build coverage that gives you peace of mind.
Looking for Flood Insurance in Houston, Texas? BZ Bee Is Here to Help!
When it comes to affordable flood insurance in Houston, or anywhere else in Texas, BZ Bee Insurance Services is the way to go.
We work with a wide selection of carriers to ensure that you always get the most comprehensive protection at the lowest rates.
To get a free quote, just contact us by email (ayalamariaeugenia@yahoo.com) or telephone (832-729-8114), or fill out the contact form on this website.
