When you file an auto insurance claim after an accident, sometimes you are able to choose between OEM parts and aftermarket parts for your car. But what is the difference between these two types of components?
OEM Parts
The term “OEM” stands for “Original Equipment Manufacturer.”
Simply put, this means that OEM parts are manufactured by the same automaker that produced your car.
The main benefit of OEM parts is that they are specifically designed for your vehicle. On the flip side, they tend to be more expensive because their price includes the auto maker’s markup
If you want to ensure your car is repaired only with OEM parts after an accident covered by your auto insurance policy, some carriers offer OEM parts coverage which can be purchased at an extra cost.
If you don’t have OEM coverage, you can also get this type of parts so long as you pay the exceeding amount not covered by your policy.
Aftermarket Parts
Aftermarket parts, also known as generic parts, are made by a third-party company different from the one that made your car.
These components are designed to fit many different models, not only one. However, the quality they offer is the same as OEM parts, or even superior.
Here are some things to keep in mind about aftermarket parts:
- Aftermarket parts are brand new.
- They cost less than OEM parts.
- Using aftermarket parts DOES NOT void your vehicle’s guarantee
OEM Parts vs. Aftermarket Parts
Car aficionados are the segment that tend to place more importance on OEM parts.
If this is your case, you have to keep in mind that OEM and aftermarket parts offer equivalent performance, so the actual difference between them is minimal. It’s up to you to decide if this is enough to pay more for OEM parts.
For most people, aftermarket parts are the best alternative. They cost less, they don’t affect the guarantee of your car, and deliver performance equivalent to that of OEM parts.
If you are interested in learning more about OEM or aftermarket parts, contact the experts at BZ Bee Insurance. We’ll be happy to answer all your questions!
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We are located in Houston, Texas, and serve clients all over the Lone Star state. To get a free quote, just contact us by email (ayalamariaeugenia@yahoo.com) or telephone (832-729-8114), or fill out the contact form on this website.
