When a teen learns to drive, they need as much protection as possible, including insurance. In this post, we discuss if you need to add a teen driver in your household to your auto insurance policy and offer some useful tips about auto insurance. Do I Need To Add a Teen Driver to My Auto…
Knowing the parts of an insurance policy helps you make better insurance decisions. For example, do you know what a declarations page is in auto insurance? If not, don’t worry: Just keep reading to discover the answer. What Is a Declarations Page in Insurance? The declarations page of an insurance policy (also known as the…
If you are shopping around for flood insurance, it’s natural to ask yourself: What does flood insurance cover in Texas? Follow along to learn this and other useful facts about flood insurance. What Does Flood Insurance Cover in Texas? A Texas flood insurance policy covers your home for up to $250,000. Note that this doesn’t…
The world of insurance can be confusing if you don’t have a solid grasp of some basic industry terms. For example, what is the difference between HO3 and HO6 policies? Follow along to discover the answer. What Is an HO3 Policy? An HO3 policy (also known as HO-B in Texas) offers named perils protection for…
Your typical home insurance policy covers the items you own, among other types of protection. But what personal belongings are covered by home insurance? Keep reading to discover the answer and learn more about home insurance. What Personal Belongings Are Covered by Home Insurance? Personal property coverage is the part of your home insurance policy…
Today we answer one of the most common questions about motorcycle insurance: Can I Get Motorcycle Insurance Without a License in Texas? Keep reading to discover the answer and learn more about insurance. Can I Get Motorcycle Insurance Without a License in Texas? While Texas law doesn’t require you specifically to have a license in…
The first step toward building a personalized auto insurance policy is to know what coverages are available. With that in mind, in today’s post we review the basic types of auto insurance available in Texas. Keep reading to learn more. 1. Liability Coverage This is the most basic type of auto insurance. It’s worth remembering…
With so many options available, choosing the right Homeowners policy can feel daunting. For example, what is the difference between HO3 and HO5 policies? Keep reading to discover the answer. HO3 vs HO5 Policies: What Is the Difference? The main difference between HO3 and HO5 policies is the type of coverage they provide. HO3 policies…
If you are shopping around for auto or home insurance, it makes sense to want to understand what factors are used to calculate your premiums. For example, a lot of people ask themselves whether insurance companies will look at their claims history as part of the underwriting process. In today’s post, we provide some answers.…
When it comes to auto insurance, you have some basic options, with some of the most common being Actual Cash Value and Replacement Cost. In today’s post, we discuss the differences between these two types of auto insurance policies to help you make an informed decision. What Is Actual Cash Value Auto Insurance? Actual Cash…