Shopping around for boat insurance in Texas? Then you need to know what types of boat insurance policies are available in the Lone Star State. Keep reading to learn more. The Types of Boat Insurance Available in Texas There are three basic types of boat insurance policies available in Texas: replacement cost, actual cash value,…
As you probably know, local laws affect the way insurance works. With that in mind, in this post, we discuss some Texas life insurance laws that any informed consumer should know. Whether you have a life insurance policy or are looking for one, these facts will help you make smarter decisions. 1. You Have a…
As you may know, many factors come into play when deciding how much you pay for auto insurance. But does your credit history impact your auto insurance rates in Texas? In this post, we discuss this and other useful facts about auto insurance in the Lone Star State. Does Your Credit History Impact Your Auto…
In this blog, we discuss the difference between HO2 and HO3 homeowners policies and the things you need to keep in mind when purchasing one of these policies. Keep reading to learn more! What Is an HO2 Homeowners Policy? HO2 homeowners policies (also known in Texas as HO-A+ policies) offer protection on a named perils…
Your motorcycle is your joy and pride, so you want to take every step to discourage thieves. With that in mind, today we bring you some easy tips to prevent motorcycle theft and enjoy greater peace of mind. Invest in Anti-Theft Devices One of the most effective ways to dissuade thieves is to protect your…
In today’s post, we answer one of the most common questions about motorcycle insurance. Does motorcycle insurance cover theft? Keep reading to discover the answer and learn other useful facts. A Word About Motorcycle Insurance Before we answer the question “Does motorcycle insurance cover theft,” we need to take a look at the insurance requirements…
Your typical homeowners insurance policy is designed to provide a solid base level of protection. However, you should always customize your policy to enjoy greater peace of mind. In this post, we talk about seven extra coverages you should consider adding to your homeowners insurance policy. 1. Jewelry, Fine Arts, or Electronics Items like jewelry,…
With the rainiest month of the year less than one week away, Houstonians should start taking precautions — including purchasing flood insurance. Some Facts About Floods in Houston June is the rainiest month in Houston, so this is a good time to get a flood insurance policy if you don’t have one already. According to…
In a previous post, we covered the basics of renters insurance, from what renters insurance is to what it covers. But is renters insurance mandatory in Texas? In today’s post, we answer this question and then some. What Is Renters Insurance? Simply put, renters insurance is an insurance policy that covers your belongings when you…
In a previous post, we talked about the minimum requirements for auto insurance in Texas. But what about full coverage auto insurance? Keep reading to learn more. Auto Insurance in Texas: Minimum Requirements As you probably know, when it comes to auto insurance every state mandates minimum requirements. For example, Texas law states that drivers…