When you file an auto insurance claim after an accident, sometimes you are able to choose between OEM parts and aftermarket parts for your car. But what is the difference between these two types of components? OEM Parts The term “OEM” stands for “Original Equipment Manufacturer.” Simply put, this means that OEM parts are manufactured…
In today’s blog post, we give you the lowdown on workers’ compensation insurance in Texas. Is it mandated by law? Why should a company consider getting this type of coverage? Keep reading to learn more. What Is Workers’ Compensation Insurance? Workers’ compensation insurance (also known as workers’ comp) is a type of insurance that helps…
Shopping around for renters insurance? Congratulations: you are taking a smart step toward protecting yourself and your belongings. In this quick guide, we share four things you need to know before signing on the dotted line. Why Should I Get Renters Insurance? Some people believe that their landlord’s insurance policy covers their apartment and belongings. …
The warm season is here, and that only means one thing: boaters all over Texas are getting ready to hit the water. With that in mind, today we bring you some ideas to save on boat insurance. Keep reading to learn more! Consider a Diesel-Powered Craft If you are shopping around for a boat, consider…
If you use vehicles to conduct business, chances are good that your personal auto insurance doesn’t offer enough coverage. In this post, we take a closer look at commercial auto insurance, a type of policy designed with the needs of business owners in mind. Who Needs Commercial Auto Insurance? In most states, all vehicles owned…
While there are many types of life insurance policies out there, the two most common alternatives are term life insurance and permanent life insurance. In this post, we outline the differences between these two forms of life insurance to help you make an informed decision. What Is Term Life Insurance? This is the most basic…
Homeowners insurance matters because it protects one of your most important investments. That’s why in today’s blog we tell you everything you need to know about homeowners insurance in Texas, from some basic definitions to the different types of homeowners insurance out there. Homeowners Insurance in Texas: What You Need to Know Homeowners insurance offers…
When it comes to saving on insurance, increasing your deductibles is one of the most common strategies. However, you should weigh the pros and cons carefully before making this decision. Here’s what you need to know. Is It a Good Idea to Increase My Deductible to Save Money? Your deductible is the amount of money…
We know that, as a biker, you love the freedom of the road, especially if you can save some money in the process. With that in mind, here are four easy tips to lower your motorcycle insurance rates. 1. Training Course Discounts Just like with auto insurance, a qualifying training course may help you lower…
If you or your company provide professional services and/or counsel, then you should consider professional liability insurance. In today’s blog post, we take a detailed look at this type of policy, including What Is Professional Liability Insurance? Also known as errors and omissions insurance (or E&O for short), professional liability insurance is a form of…