When a teen learns to drive, they need as much protection as possible, including insurance. In this post, we discuss if you need to add a teen driver in your household to your auto insurance policy and offer some useful tips about auto insurance. Do I Need To Add a Teen Driver to My Auto…
Knowing the parts of an insurance policy helps you make better insurance decisions. For example, do you know what a declarations page is in auto insurance? If not, don’t worry: Just keep reading to discover the answer. What Is a Declarations Page in Insurance? The declarations page of an insurance policy (also known as the…
The first step toward building a personalized auto insurance policy is to know what coverages are available. With that in mind, in today’s post we review the basic types of auto insurance available in Texas. Keep reading to learn more. 1. Liability Coverage This is the most basic type of auto insurance. It’s worth remembering…
If you are shopping around for auto or home insurance, it makes sense to want to understand what factors are used to calculate your premiums. For example, a lot of people ask themselves whether insurance companies will look at their claims history as part of the underwriting process. In today’s post, we provide some answers.…
When it comes to auto insurance, you have some basic options, with some of the most common being Actual Cash Value and Replacement Cost. In today’s post, we discuss the differences between these two types of auto insurance policies to help you make an informed decision. What Is Actual Cash Value Auto Insurance? Actual Cash…
As you may know, many factors come into play when deciding how much you pay for auto insurance. But does your credit history impact your auto insurance rates in Texas? In this post, we discuss this and other useful facts about auto insurance in the Lone Star State. Does Your Credit History Impact Your Auto…
In a previous post, we talked about the minimum requirements for auto insurance in Texas. But what about full coverage auto insurance? Keep reading to learn more. Auto Insurance in Texas: Minimum Requirements As you probably know, when it comes to auto insurance every state mandates minimum requirements. For example, Texas law states that drivers…
When you file an auto insurance claim after an accident, sometimes you are able to choose between OEM parts and aftermarket parts for your car. But what is the difference between these two types of components? OEM Parts The term “OEM” stands for “Original Equipment Manufacturer.” Simply put, this means that OEM parts are manufactured…
If you use vehicles to conduct business, chances are good that your personal auto insurance doesn’t offer enough coverage. In this post, we take a closer look at commercial auto insurance, a type of policy designed with the needs of business owners in mind. Who Needs Commercial Auto Insurance? In most states, all vehicles owned…
When it comes to saving on insurance, increasing your deductibles is one of the most common strategies. However, you should weigh the pros and cons carefully before making this decision. Here’s what you need to know. Is It a Good Idea to Increase My Deductible to Save Money? Your deductible is the amount of money…