When a teen learns to drive, they need as much protection as possible, including insurance. In this post, we discuss if you need to add a teen driver in your household to your auto insurance policy and offer some useful tips about auto insurance. Do I Need To Add a Teen Driver to My Auto…
Knowing the parts of an insurance policy helps you make better insurance decisions. For example, do you know what a declarations page is in auto insurance? If not, don’t worry: Just keep reading to discover the answer. What Is a Declarations Page in Insurance? The declarations page of an insurance policy (also known as the…
The first step toward building a personalized auto insurance policy is to know what coverages are available. With that in mind, in today’s post we review the basic types of auto insurance available in Texas. Keep reading to learn more. 1. Liability Coverage This is the most basic type of auto insurance. It’s worth remembering…
If you are shopping around for auto or home insurance, it makes sense to want to understand what factors are used to calculate your premiums. For example, a lot of people ask themselves whether insurance companies will look at their claims history as part of the underwriting process. In today’s post, we provide some answers.…
When it comes to auto insurance, you have some basic options, with some of the most common being Actual Cash Value and Replacement Cost. In today’s post, we discuss the differences between these two types of auto insurance policies to help you make an informed decision. What Is Actual Cash Value Auto Insurance? Actual Cash…
As you may know, many factors come into play when deciding how much you pay for auto insurance. But does your credit history impact your auto insurance rates in Texas? In this post, we discuss this and other useful facts about auto insurance in the Lone Star State. Does Your Credit History Impact Your Auto…
In a previous post, we talked about the minimum requirements for auto insurance in Texas. But what about full coverage auto insurance? Keep reading to learn more. Auto Insurance in Texas: Minimum Requirements As you probably know, when it comes to auto insurance every state mandates minimum requirements. For example, Texas law states that drivers…
When you file an auto insurance claim after an accident, sometimes you are able to choose between OEM parts and aftermarket parts for your car. But what is the difference between these two types of components? OEM Parts The term “OEM” stands for “Original Equipment Manufacturer.” Simply put, this means that OEM parts are manufactured…
In previous posts, we have talked about the legal requirements for auto insurance in Texas. But what about the cost? If you are looking for low-cost auto insurance in Texas, we’ve got some tips for you. 1. Shop Around Whether you want to buy a house or purchase auto insurance, the first step is the…