Knowing the parts of an insurance policy helps you make better insurance decisions. For example, do you know what a declarations page is in auto insurance? If not, don’t worry: Just keep reading to discover the answer. What Is a Declarations Page in Insurance? The declarations page of an insurance policy (also known as the…
The first step toward building a personalized auto insurance policy is to know what coverages are available. With that in mind, in today’s post we review the basic types of auto insurance available in Texas. Keep reading to learn more. 1. Liability Coverage This is the most basic type of auto insurance. It’s worth remembering…
If you are shopping around for auto or home insurance, it makes sense to want to understand what factors are used to calculate your premiums. For example, a lot of people ask themselves whether insurance companies will look at their claims history as part of the underwriting process. In today’s post, we provide some answers.…
When it comes to auto insurance, you have some basic options, with some of the most common being Actual Cash Value and Replacement Cost. In today’s post, we discuss the differences between these two types of auto insurance policies to help you make an informed decision. What Is Actual Cash Value Auto Insurance? Actual Cash…
As you may know, many factors come into play when deciding how much you pay for auto insurance. But does your credit history impact your auto insurance rates in Texas? In this post, we discuss this and other useful facts about auto insurance in the Lone Star State. Does Your Credit History Impact Your Auto…
If you use vehicles to conduct business, chances are good that your personal auto insurance doesn’t offer enough coverage. In this post, we take a closer look at commercial auto insurance, a type of policy designed with the needs of business owners in mind. Who Needs Commercial Auto Insurance? In most states, all vehicles owned…
In previous posts, we have talked about the legal requirements for auto insurance in Texas. But what about the cost? If you are looking for low-cost auto insurance in Texas, we’ve got some tips for you. 1. Shop Around Whether you want to buy a house or purchase auto insurance, the first step is the…
It’s true: from riders to deductibles, insurance can be confusing sometimes. However, knowing a few industry terms makes things a lot easier. That’s why we have rounded up 10 terms you need to know to make sense of insurance. 30/60/25 This term describes the minimum liability levels required for auto and motorcycle insurance in Texas.…
If you live in Texas, you are required to carry auto insurance. Keep reading to learn more about this important type of insurance, from a basic definition to some tips to save on your premiums. How Does Auto Insurance Work In Texas? Simply put, auto insurance offers financial protection in case of an accident or…