Your typical home insurance policy covers the items you own, among other types of protection. But what personal belongings are covered by home insurance? Keep reading to discover the answer and learn more about home insurance. What Personal Belongings Are Covered by Home Insurance? Personal property coverage is the part of your home insurance policy…
With so many options available, choosing the right Homeowners policy can feel daunting. For example, what is the difference between HO3 and HO5 policies? Keep reading to discover the answer. HO3 vs HO5 Policies: What Is the Difference? The main difference between HO3 and HO5 policies is the type of coverage they provide. HO3 policies…
In this blog, we discuss the difference between HO2 and HO3 homeowners policies and the things you need to keep in mind when purchasing one of these policies. Keep reading to learn more! What Is an HO2 Homeowners Policy? HO2 homeowners policies (also known in Texas as HO-A+ policies) offer protection on a named perils…
Your typical homeowners insurance policy is designed to provide a solid base level of protection. However, you should always customize your policy to enjoy greater peace of mind. In this post, we talk about seven extra coverages you should consider adding to your homeowners insurance policy. 1. Jewelry, Fine Arts, or Electronics Items like jewelry,…
In previous posts, we saw that Texas law requires you to carry insurance when you own a car or a motorcycle. But what about your home? Keep reading to learn more about homeowners insurance in Texas. Are You Required to Have Homeowners Insurance in Texas? While having insurance is a legal requirement in many cases…