If you are shopping around for auto or home insurance, it makes sense to want to understand what factors are used to calculate your premiums. For example, a lot of people ask themselves whether insurance companies will look at their claims history as part of the underwriting process. In today’s post, we provide some answers.…
While there are many types of life insurance policies out there, the two most common alternatives are term life insurance and permanent life insurance. In this post, we outline the differences between these two forms of life insurance to help you make an informed decision. What Is Term Life Insurance? This is the most basic…
When it comes to saving on insurance, increasing your deductibles is one of the most common strategies. However, you should weigh the pros and cons carefully before making this decision. Here’s what you need to know. Is It a Good Idea to Increase My Deductible to Save Money? Your deductible is the amount of money…
It’s true: from riders to deductibles, insurance can be confusing sometimes. However, knowing a few industry terms makes things a lot easier. That’s why we have rounded up 10 terms you need to know to make sense of insurance. 30/60/25 This term describes the minimum liability levels required for auto and motorcycle insurance in Texas.…
Getting Life Insurance is always a smart decision: it gives you peace of mind and helps safeguard the financial future of those you care about. But how to choose life insurance that works for you? Keep reading to learn how. Two Basic Types of Life Insurance The first step to finding Life Insurance that meets…