Watercraft & Boat Insurance
Whether you own a boat or a personal watercraft, BZ Bee Insurance has the coverage that makes sense for you and your crew.
What You Need to Know
It’s worth keeping in mind that while some Homeowners Insurance policies cover your boat, they do so only for a limited amount and don’t provide liability coverage. A dedicated policy, on the other hand, may help pay for medical expenses and liability, as well as accidents such as theft or vandalism.
There are three different types of Watercraft & Boat policies:
- Replacement Cost: Helps repair or replace your boat.
- Actual Cash Value: Helps repair or replace your boat minus depreciation
- Agreed Amount Value: Helps repair or replace your boat up to an agreed-upon value stated in your policy.
As with other types of insurance, there are many optional coverages available to tailor your policy to your needs and lifestyle.

Looking for Watercraft & Boat Insurance in Houston, Texas?
BZ Bee Is Here to Help!
Our personalized approach and wide portfolio of carriers allow us to offer customized and effective coverage at the best rates.
Start enjoying the benefits of choosing BZ Bee Insurance! Contact us today by email or telephone (832-729-8114), or fill out the contact form to get started on a policy that’s right for you.