Knowing the parts of an insurance policy helps you make better insurance decisions. For example, do you know what a declarations page is in auto insurance? If not, don’t worry: Just keep reading to discover the answer.
What Is a Declarations Page in Insurance?
The declarations page of an insurance policy (also known as the “dec page”) is the page in a home or auto insurance policy that summarizes the coverage provided by the policy.
When you purchase insurance, it’s very important to read the declarations page of your policy as soon as you get it. This way you can ensure that your coverage is accurate and contact your insurance agent if you detect inconsistencies.
Typically, the declarations page is the first page (or pages) of an insurance policy.
What Is a Declarations Page in Auto Insurance?
The declarations page of is the section of your auto insurance policy that offers some key information about your coverage, including:
- Name and address of the insurer
- Name of the insured (you)
- The period during which the policy is in force
- Description of the vehicle (year, make, model, Vehicle Identification Number)
- Amount of your premium
- Amount of coverage
- Coverage limits
- Discounts
We mentioned earlier that you should read the declarations page of your insurance policy as soon as possible, and auto insurance is no exception.
Take some time to read the declarations page to verify that you are actually getting the coverage you were offered.
After confirming that the information in the dec page is correct, keep the document in a safe and accessible place. Also, make digital and physical copies of your policy and keep them in a separate place than the original. This way you’ll always have a backup in case the original is lost or damaged.
Need Auto Insurance in Texas? BZ Bee Can Help!
The experts at BZ Bee insurance are always by your side to offer the dependable protection you and your family deserve.
We are located in Houston, Texas, and serve clients all over the Lone Star state. To get a free quote, just contact us by email (ayalamariaeugenia@yahoo.com) or telephone (832-729-8114), or fill out the contact form on this website.
